<?xml version="1.0" encoding="UTF-8"?><!-- generator="WordPress/2.5" -->
<rss version="0.92">
<channel>
	<title>The Mortgage Guru</title>
	<link>http://garnesmortgage.com/blog</link>
	<description>By Matthew Garnes - Professional Mortgage Banker</description>
	<lastBuildDate>Mon, 19 Jul 2010 17:03:32 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
	<item>
		<title>Todays rates</title>
		<description><![CDATA[Mortgage rates for monday 19July2010
FHA 30 yr fixed rate: 4.25%
 VA 30 yr fixed rate: 4.25%
 Fannie Mae 30 yr fixed rate: 4.25%
contact me for a personalized quote:
Matthew Garnes 702.526.3133 or mjgarnes@gmail.com 
]]></description>
		<link>http://garnesmortgage.com/blog/2010/07/19/todays-rates/</link>
			</item>
	<item>
		<title>Bi-monthly mortgage payments</title>
		<description><![CDATA[If you are looking for an easy way to pay off your mortgage early and save a ton in interest over the life of the loan then bi-monthly mortgage payments may be for you. It&#8217;s very simple; you make 1/2 a mortgage payment twice per month which equals 24 payments over a 12 month period [...]]]></description>
		<link>http://garnesmortgage.com/blog/2010/05/26/bi-monthly-mortgage-payments/</link>
			</item>
	<item>
		<title>FHA to deputize mortgage lenders</title>
		<description><![CDATA[The Federal Housing Administration (FHA) will seek to put more pressure on mortgage lenders to monitor and police mortgage brokers originating FHA backed mortgage loans. The FHA does not directly lend money to borrowers, but instead, backs direct lenders who underwrite FHA mortgages. The lender must comply with strict FHA underwriting guidelines. During the housing [...]]]></description>
		<link>http://garnesmortgage.com/blog/2010/05/18/fha-to-deputize-mortgage-lenders/</link>
			</item>
	<item>
		<title>Top 5 housing markets Q1 2010</title>
		<description><![CDATA[Here is a list of the current top 5 housing markets in the nation:
#1. Saginaw-Saginaw Towhship North, Michigan  2010 Q1 median home price: $60,800 up 100.7%
#2. Akron, Ohio 2010 Q1 median home price: $95,300 up 90.2%
#3. Cleveland-Elyria-Mentor, Ohio 2010 Q1 median home price: $106,400 up 53.8%
#4. San Francisco, Oakland-Fremont, Cal. 2010 Q1 median home price: $518,200 [...]]]></description>
		<link>http://garnesmortgage.com/blog/2010/05/17/top-5-housing-markets-q1-2010/</link>
			</item>
	<item>
		<title>Mortgage rates fall to 2010 low</title>
		<description><![CDATA[Mortgage rates dropped to their lowest level in 2010 after treasury yields slumped as investors seek safe haven after last week&#8217;s 1,000 point stock-market drop. The national average was as low as 4.5% for a 30 year fixed and below 4% for certain adjustable rate mortgages. The drop went unnoticed by most outside of the industry [...]]]></description>
		<link>http://garnesmortgage.com/blog/2010/05/14/mortgage-rates-fall-to-2010-low/</link>
			</item>
</channel>
</rss>
